Travel Insurance Companies
There are many different types of travel insurance available. You will need to decide what type of cover you require and check thoroughly that the policy you choose suits your needs.
Choosing a policy
As well as the 'usual' types of cover, for example, flight delays and theft of belongings, there are other things to check when choosing an insurance policy. These include:
- cover for any medical costs that arise from your impairment - as many policies do not cover claims arising from 'pre-existing medical conditions'
- cover if an airline is unable to carry you for any reason, for example, a change of plane type to one that is not accessible
It is advisable to take out travel insurance even if you are travelling within the UK. This is especially important if you are taking special equipment such as wheelchairs or if you’re likely to need medical attention, which may cut short your holiday.
Medical information
It's important to declare your disability or illness when arranging insurance, even though standard travel insurance doesn't cover any illness or health problem that existed or was diagnosed before your holiday began.
The insurance company may ask for specific details, or your doctor may need to complete a form stating that you are fit to travel. You may be asked to sign a form stating that you are not awaiting treatment, for example.
Equipment
If you need to take expensive disability equipment with you, make sure that it is insured for loss or damage.
Mobility aids - including wheelchairs and scooters - are unlikely to be covered by standard travel insurance policies. You may have to pay an extra premium. Sometimes your household insurance may provide cover for these items.
Specialist insurance?
Some insurers do not cover people who have a severe medical condition or a history of mental illness. You may need to arrange cover with a specialist insurer.
A specialist insurer may be right for you if you are travelling outside the UK for a long period of time.
Source: www.direct.gov.uk
Travel Insurance Companies
The following insurance companies specialise in travel insurance for people with pre existing medical conditions. BT Buddies does not recommend any company in particular but provides the following links for informational purposes.
| Company Name | Information | Contact Details |
| Freedom Travel Insurance | Offer travel insurance for people with  Cancer. Their cover is underwritten by a very large insurance company called AXA. |
Freedom Insurance Services Ltd Tel: 01223 454 290 Website: www.freedominsure.co.uk |
| Free Spirit |
In the vast majority of cases Free Spirit are able to provide cover for pre-existing medical conditions. If your cancer is advanced, and you're no longer having active treatment, phone for a quote, rather than trying online. |
Phone: 0845 230 5000 (8am-6pm Monday-Friday) Website: www.free-spirit.com |
| Insurance Surgery | UK website designed specifically to help clients with pre existing medical conditions find competitive life insurance, travel insurance and other financial services. As an Independent company The Insurance Surgery can access quotations from all the leading life insurance providers rather than just a small panel. |
Tudor House Phone: 0800 84 96 444(9am-5.30pm Mon-Fri) Fax: 0870 458 7956 Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it |
| InsureCancer (Medi Travelcover Ltd) |
InsureCancer is the trading style of Medi Travelcover Ltd. adopted in early 2007 so as to better reflect the specialist services offered by Medi Travelcover Ltd , whose sole purpose is providing travel insurance to those affected by cancer. As the UK's only specialist cancer insurance provider over 95% of their travel insurance policies are issued to individuals who have had a diagnosis of cancer. Their policies are specially designed for those living with cancer and they routinely provide cover for those with active, metastatic, relapsed or terminal cancer to destinations worldwide including North America. |
Insure cancer Phone: 01252 780 190 Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it Website: www.InsureCancer.com |
| It's So Easy Travel Insurance | Provides travel insurance for people with pre-existing medical conditions. |
It's So Easy Travel Insurance Phone: 0845 222 4205 (Medical Screening Line) Phone: (annual policies) 0845 222 2226 Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it Website: www.itssoeasytravelinsurance.com |
| Orbis Insurance Services | Provides cover for people with pre-existing medical conditions |
Bureau House Phone: 01424 220 110 Website: www.orbisinsurance.co.uk Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it |
| Pulse Insurance | Specialises in providing travel and other insurance for people who are considered 'high risk' by the insurance industry generally. |
Phone: 01280 850666 Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it Website: www.pulse-insurance.co.uk/ |
| Saga | Provides travel insurance for people with pre-existing medical conditions who are 50 years old and above. There is no upper age limit. They will also cover people travelling with you who are younger than 50. |
The Saga Building Phone: 0800 015 8055 Email:
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Website: www.saga.co.uk/travelinsurance |
| Travelbility | Provides travel insurance created for people who are disabled and those with pre-existing medical conditions. It gives great value European and Worldwide cover, as a single trip or annual multi-trip policy. |
Travelbility Phone: 0845 338 1638 (Monday to Friday - 9.00am to 5.30pm) Email:
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Website: www.travelbility.co.uk |
| < Prev | Next > |
|---|